Elizabeta Dimoska

I founded RiskStock and write and edit everything on it. I built it to give self-directed investors the clear, plain-English explanations I couldn't find when I started investing, without the jargon and without a sales pitch attached.

I cover personal finance and markets end to end: ETFs and long-term portfolio construction, tax-advantaged accounts like the TFSA, RRSP, Roth IRA, and 401(k), retirement planning, dividend investing, macro and monetary policy, central-bank decisions, commodities, forex, and sector news. Every claim cites a primary source. Every calculation shows its work.

What I cover

• ETFs, index investing, and long-term portfolio construction
• Tax-advantaged accounts (TFSA, RRSP, Roth IRA, 401(k), FHSA)
• Retirement planning and FIRE strategies
• Dividend investing and yield analysis
• Macro: Fed and ECB rate decisions, inflation, jobs reports, Treasury yields
• Commodities and currencies (oil, gold, natural gas, USD, CAD)
• Sector news (tech earnings, semiconductors, biotech, energy, REITs)

Other projects

Besides RiskStock, Elizabeta also runs itpublisher.com, dendomain.com and skinplanner.com.

Editorial standards

I'm not a licensed financial advisor. RiskStock is an educational publication, and nothing I write is personal financial advice. For how content is sourced, fact-checked and corrected, read the Editorial Policy.

Everything Elizabeta has written

272 articles, grouped by topic. Most recent work also appears across the News & Articles sections.

Investing & Personal Finance

Beginner Guide

• How to Open Your First Brokerage Account in the US (Robinhood vs. Fidelity vs. Schwab, Step by Step)
• The Market Is Falling and You Just Started Investing — Here's Exactly What to Do
• How to Start Investing with $100 in the US (Step-by-Step)
• What Is a TFSA (and Why Americans Call It a Roth IRA)?
• Stocks vs. ETFs: Which One Should a Beginner Actually Start With?
• How to Pick an ETF Without Losing Your Mind (A Simple 5-Step Checklist)
• What Does "Diversify Your Portfolio" Actually Mean?
• The 3-Fund Portfolio: The Simplest Investment Strategy That Actually Works
• The Biggest Investing Mistakes Beginners Make (And How to Avoid Them)
• How to Read a Stock Before You Buy It (Even If You Hate Numbers)
• How to Buy Stocks for the First Time: A Beginner’s Walkthrough
• What Is an ETF? Exchange-Traded Funds Explained for Beginners
• How to Read a Stock Chart for Beginners (Candlesticks, Volume & Trends Explained)

Brokers

• How to Open a Questrade Account (2026 Step-by-Step Guide)
• How to Open a Wealthsimple Account (2026 Beginner Guide)
• How to Open a TD Direct Investing Account (2026 Guide)
• How to Open an RBC Direct Investing Account (2026 Guide)
• How to Open an Interactive Brokers Account in Canada (2026)
• How to Open a Fidelity Account (2026 Step-by-Step Guide)
• How to Open a Charles Schwab Account (2026 Guide)
• How to Open a Vanguard Account (2026 Step-by-Step Guide)
• How to Open a Robinhood Account (2026 Step-by-Step Guide)
• How to Open an Interactive Brokers Account (2026 Guide)
• Questrade vs Wealthsimple Trade 2026: Which Is Better for Canadians?
• Best Online Brokers in Canada 2026: Top Picks Ranked & Compared
• Questrade Review 2026: Fees, Pros, Cons & Who It's For
• Wealthsimple Review 2026: Fees, Accounts, Pros & Cons
• Robinhood vs Webull 2026: Which Trading App Is Better?

Compound Interest

• What Happens If You Keep Buying Through a Crash? A DCA Backtest Through Every S&P Selloff
• Your 8% Return Isn't 8%: What Inflation Quietly Does to Compound Growth
• DCA Into the S&P 500: A 20-Year Backtest That Proves the Strategy
• I Invested $5,000 and Forgot About It for 10 Years — Here's What I Woke Up To
• What If You Just Invested Your Tax Refund Every Year?
• The Netflix Subscription That Could Make You $64,000
• What If You Invested $100/Month Starting at 22 vs. 32?
• The $1,000 Birthday Gift That Turns Into $45,000
• What Happens If You Put $1,000 in the S&P 500 and Wait 20 Years?
• What If You Invested Every Raise You Ever Got?
• The $50/Month Experiment: What Tiny Investments Actually Become
• Coffee Money: What $5 a Day Actually Becomes
• What Happens If You Invest $500/Month for 5 Years Then Stop?
• The $10,000 Lump Sum: S&P 500 vs. Savings Account
• What If You Maxed Your TFSA Every Year From Age 25?
• What Doing Nothing Costs You
• Compound Interest Is the Closest Thing to a Money Cheat Code — Here's the Math

Investing Basics

• Why Most Day Traders Lose Money: What 25 Years of Research Actually Shows
• 5 Top Canadian Dividend Stocks for 2026: Current Yields, Payout Schedules & What to Watch
• Top Canadian Dividend ETFs for 2026: Monthly Passive Income Compared (VDY, XEI, XDIV, ZDV, HDIV)
• Is the S&P 500 Too Dependent on a Handful of AI Stocks? Concentration Risk, Explained
• What 'Rotation' Means — and Why Small Caps Are Suddenly Beating Big Tech
• The 5 Best US Dividend ETFs for Beginners in 2026
• Is SCHD a Good ETF? Here's What the Data Says
• Your Savings Account Is Losing You Money — Here's the Math
• What Is a Dividend and Why Do People Love Them?
• Index Funds vs. Picking Stocks: What the Data Actually Says
• What Does "The Market Crashed" Actually Mean — Should You Panic or Buy?
• TFSA vs. RRSP: Which One Should You Fill First?
• Roth IRA vs. 401(k): What's the Difference and Which Should You Open First?
• What Happens to Your Investments If the Company Goes Bankrupt?
• ETF Expense Ratios Explained: The Small Fee That Can Cost You Thousands
• VOO vs SPY vs IVV: Which S&P 500 ETF Is Actually the Best?
• QQQ vs VOO: Growth or Broad Market for the Next Decade?
• Dollar-Cost Averaging vs Lump Sum: Which Actually Wins?
• Index Funds vs Mutual Funds: What’s the Difference and Which Is Better?
• Bonds Explained: How They Work and Why Your Portfolio Might Need Them
• REITs Explained: How to Invest in Real Estate Without Buying Property
• High-Yield Savings Accounts vs Money Market Funds: Where to Park Cash in 2026
• Dividend Yield vs Dividend Growth: Which Strategy Actually Builds Wealth?
• How to Read an Earnings Report in 10 Minutes (Even If You’re Not an Accountant)
• P/E Ratio Explained: What a ‘Cheap’ or ‘Expensive’ Stock Actually Means
• Recession-Proof Investing: Does That Even Exist? (The Honest Answer)
• What Is a Margin Account? How Borrowing to Invest Works
• Dollar-Cost Averaging Explained: A Calmer Way to Invest
• How to Build a Dividend Portfolio in Canada (Step-by-Step Guide)
• What Is a Robo-Advisor and Should You Use One in Canada?

Opinion

• There's a War On and the VIX Is at 16 — Is the Market Brave, or Asleep?
• The Average Stock Is Beating the Index — Read That Again
• While Chip Stocks Cratered, Retail Stocks Quietly Had Their Best Week in Ages — Here's Why That Matters
• Mortgage Rates Just Hit an 11-Month High — and the Fed Isn't Even Hiking Yet
• The Fed's Next Move Might Be a Hike — and Most Portfolios Are Still Positioned for Cuts
• Gold Just Failed Its War Test: Why the 'Safe Haven' Fell While Missiles Flew
• Your Index Fund Is Quietly Changing Beneath You: The Great Rotation Out of the Magnificent 7
• June's Cool Inflation Report May Be the Eye of the Storm — A Canadian Investor's Guide to the Second Wave
• You Own an Index Fund, So You're Diversified — Right?
• Who's Actually Paying for the AI Boom? A Look at the Money Going in Circles
• The SpaceX IPO Is a Masterclass in Why Chasing IPOs Hurts
• We Said the AI Rally Had Room to Run. Does This Chip Selloff Change Our Mind?
• Why We Think the AI Rally Has More Room to Run
• Is the Housing Market Finally Cooling? Here's What We See
• 3 ETFs We'd Actually Consider Right Now (Not Financial Advice)
• Small-Cap Stocks Are Being Overlooked — Here's Why That Might Be an Opportunity
• Stop Checking Your Portfolio Every Day — Here's Why
• The "Buy the Dip" Mentality: When It Works and When It Doesn't

Retirement

• How Much Money Do You Need to Retire? (Real Numbers, Not Vague Answers)
• The 4% Rule Explained: Can You Actually Live Off It?
• FIRE Explained: How People Are Retiring in Their 30s and 40s
• Target Date Funds Explained: The Set-and-Forget Retirement Strategy

Retirement Accounts

• Roth IRA Contribution Limits 2026: Who Can Contribute and How Much
• TFSA Contribution Limit 2026: Room, Rules & Mistakes
• RRSP vs 401(k): The Cross-Border Retirement Account Guide
• What Is a TFSA? A Complete Canadian Guide (2025)
• RRSP vs TFSA: Which Account Should You Use in 2025?
• What Is a FHSA? Canada’s First Home Savings Account Explained (2025)

Taxes

• Capital Gains Tax Explained: What You Actually Owe When You Sell Stocks
• Capital Gains Tax in Canada: What Every Investor Needs to Know

Market & Sector News

This Week — November 4, 2026

• Democrats Win Congress: Why the Dow Jumped 1,500 Points and What a Divided Washington Means for Your Portfolio
• October Jobs Report Preview: ADP Beats With 86,000, Economists Expect About 60,000 Payrolls on Friday
• Canada Budget 2026 on November 5: The $63 Billion Deficit, Defence, Housing and What Investors Should Watch
• TSX Hits a 4-Week Low on Shopify and Thomson Reuters, Then Rebounds After the US Midterms: What It Means for Canada
• Bank of England Expected to Hike to 4% on Thursday: What It Means for UK Mortgages, Gilts and the FTSE
• European Banks and Wind Stocks Rally, Defence Stocks Slide: How Europe Traded the US Midterms
• Australia's Reserve Bank Hikes to 4.85%, an 18-Year High, in a Split 6-3 Vote: Is This the Last One?
• Nikkei Plunges Nearly 5% Intraday as US Midterms Hit Japan's AI Stocks: SoftBank, Kioxia and Advantest Tumble
• AMD Q3 2026 Earnings: Record $13.4 Billion Revenue, Data Center Nearly Doubles and Guidance Implies 66% Growth
• Apple Q4 2026 Earnings: $114.5 Billion Revenue and a 17% iPhone Jump, but Memory Costs Squeeze the Margin Outlook
• Palantir Q3 2026: Revenue Up 96% to $2.31 Billion and Guidance Raised, So Why Did the Stock Fall?
• Shopify Q3 2026 Earnings: Revenue Up 32% to $3.74 Billion, but a Small GMV Miss Sends the Stock Down 9%
• Thomson Reuters Fell Nearly 10% Despite Raising Its Outlook: AI Costs Squeeze Margins
• Solar Stocks Surge After Democrats Win Congress: First Solar, Enphase and Sunrun Jump, but Can the Rally Last?
• Oil Falls Below $104 on US-Iran Peace Talk Hopes After a 7.6% Plunge: What It Means for Energy Stocks and Gas Prices
• Novo Nordisk Raises Its Outlook a Third Time as Wegovy Pill Sales Hit $810 Million: Is the Turnaround Real?
• Fidelity vs Robinhood (2026): Fees, IRA Match, Cash Yield and Which Broker Is Better for You
• Charles Schwab vs Interactive Brokers (2026): Margin Rates, Global Markets, Fees and Which Broker Wins
• How to Open a SoFi Invest Account (2026): Step-by-Step Guide, Fees, IRA Match and Is It Worth It?
• How to Open a Public.com Account (2026): Step-by-Step, Fees, 1% IRA Match, Treasuries and High-Yield Cash
• Questrade vs Interactive Brokers Canada (2026): $0 Commissions, FX Fees, USD Accounts and Which Is Cheaper
• TD Direct Investing vs RBC Direct Investing (2026): Commissions, Fees, Free ETFs and Which Bank Broker Is Better
• How to Open a Desjardins Online Brokerage (Disnat) Account (2026): Step-by-Step, $0 Commissions, TFSA and Fees
• Qtrade vs Questrade (2026): Both $0 Commissions Now, So Which Canadian Broker Is Better?

This Week — October 28, 2026

• Why Are Tech Stocks Falling Today? Alphabet's Earnings Miss Revives the AI Spending Scare (Oct. 29, 2026)
• Did the AI Bubble Burst in Asia? China's AI Stocks Lost 40%, Korea Crashed 39%, and Japan Barely Flinched
• Will the AI Bubble Burst in the US Stock Market? 6 Warning Signs, 4 Reasons It Hasn't, and What History Says
• Fed Decision Today: Why a Hold at 3.75%–4.00% Is Expected, and Why December Is the Real Question
• US Consumer Confidence Jumped to 91.7 in October, the Biggest Rise in Months. Is the Consumer Back?
• Is a Canada–US Trade Deal 'Very Close'? What Hassett, Carney and Trump Said, and What It Means for the TSX
• BCE Sells 49.9% of Its Cell Towers to La Caisse for $2.45 Billion. What It Means for BCE's Debt and Dividend
• ECB Meets Thursday: Why a Hold at 2.50% Is Expected After Two Hikes, and Why Markets Still See December
• HSBC Profit Jumped 32% but the Shares Fell 6%. Here's What Investors Didn't Like in Q3 2026
• Bank of Japan Decides Friday: Hold at 1.25% Expected, but a December Hike and the Yen at 157 Are the Story
• Kospi Jumped 3.1% and the Nikkei 1.7% on Anthropic's IPO Filing. Why China's Markets Sat It Out
• Anthropic Files for a Nasdaq IPO Under 'ANT': Revenue, Losses and What the S-1 Reveals
• Microsoft and Alphabet Report Today: Azure, Google Cloud and the $50 Billion-a-Quarter AI Spending Test
• Boeing Stock Fell 11% After Q3 2026: A Wider Loss, 737 Output Short of Plan and a $697 Million Jet Loss
• Novartis Took a $1.9 Billion Hit and Profit Fell 70%, Yet It Raised Guidance and the Stock Rose. Here's Why
• SoFi Stock Jumped 13% After Record Q3 2026: 17.1 Million Members, $16.9 Billion in Loans and a Bigger 2027 Outlook
• Sherwin-Williams Warns of 'Muted Demand' Into 2027. What the Paint Giant Says About Housing and Home Renovation
• Coca-Cola Beat and Raised in Q3 2026: Volume Up 5% Worldwide, but North America Went Flat
• Oil Fell for a Second Day as Middle East Talks Advanced. Brent Is Still $114, and Refiners Took the Hit
• How to Buy IPO Stock in 2026: Can Regular Investors Get Shares of Anthropic and Other Big IPOs?
• HDHP vs PPO for 2027: How to Pick a Health Plan at Open Enrollment (With the New HSA Limits)
• 401(k) Limit 2027: Projected $25,500, and How to Max Out Your 2026 401(k) Before Year-End
• How to Do a Roth Conversion Before December 31, 2026: Step by Step, With the 2026 Tax Brackets
• TFSA Limit 2027: Why It's Likely Going Up to $7,500, Your Total Room, and How to Plan Your Contribution
• How to Renew Your Mortgage in Canada in 2026: A Step-by-Step Guide When Rates Might Rise
• How to Build a GIC Ladder in Canada (2026): Step by Step, With Current Rates and CDIC Rules
• How to Buy a US IPO From Canada (Like Anthropic): Brokers, Currency Costs and TFSA vs RRSP

This Week — October 25, 2026

• Lost Your Job? How to Move Your Group RRSP or Workplace Pension to a Self-Directed Account (Canada, 2026)
• How to Invest Your RRSP Yourself: Turning a Group Plan Into Your Own Portfolio (2026)
• When Should You Start an RRSP? Age, Income, and the TFSA Question Answered (2026)
• Starting Your RRSP at 50 or 60: It's Not Too Late, and Here's the Catch-Up Plan (Canada, 2026)
• Turning Your RRSP Into Retirement Income: RRIF Rules, Minimum Withdrawals, and CPP and OAS Timing (2026)
• Laid Off? What to Do With Your 401(k): Leave It, Roll It Over, or Cash Out (2026)
• How to Invest a Rollover IRA: From 401(k) Funds to Your Own Portfolio (2026)
• When Should You Start Saving for Retirement? The Real Cost of Waiting (US, 2026)
• Starting Retirement Savings at 50: It's Never Too Late, and Catch-Up Contributions Help (US, 2026)
• Turning Your 401(k) and IRA Into Retirement Income: Withdrawal Rates, RMDs, and Social Security Timing (2026)

This Week — October 20, 2026

• US Retail Sales Rose 0.8% in September, but Gas Did Most of the Work. What Shoppers Are Really Doing
• Trump Paused the New Russia Sanctions Two Weeks Before the Midterms. What It Means for Gas Prices and Your Portfolio
• Canada's Inflation Rose to 3.1% in September on Gas, but Core Prices Cooled. What It Means for the Bank of Canada on October 28
• Canadian Business Confidence Slipped After US Trade Talks Collapsed, Bank of Canada Survey Shows. Half of Firms Plan to Pass On Costs
• France's Cost-of-Living Protests Knocked the CAC 40 and French Banks. Why Investors Are Watching Paris Again
• Euro Zone Inflation Hit 3.8%, the Highest Since 2023. Why Markets Now See an 87% Chance of an ECB Hike in December
• China's Economy Grew 4.5% in the Third Quarter, Beating Forecasts. But Retail Sales Rose Just 1.1%
• Indonesia's Stock Market Had Its Worst Day Since 1998 After an MSCI Downgrade Warning. Here's What 'Standalone' Status Means
• TSMC Posted Record Profit and Raised Its Outlook. The Stock Fell Anyway. What That Tells You About the AI Trade
• CoreWeave's Bonds Now Yield Nearly 15%. Why One AI Cloud Company's Debt Scare Hit the Whole Market
• Brent Topped $111, a Five-Month High, After Houthi Claims of Attacks on Saudi Oil Sites. What It Means at the Pump
• Schneider Electric Posted Record Sales as AI Data Centre Demand More Than Doubled. Then It Sold €6 Billion of Stock
• GM Beat Earnings Forecasts, Raised Its Cash Outlook and Approved a $20 Billion Buyback. Pickups Did the Heavy Lifting
• Travelers Crushed Earnings Forecasts and Is Now Cutting Some Car Insurance Rates. Is the Insurance Price Spike Over?
• Barclays Fell 3.5% on Reports the Bank of England Is Examining Its Private Credit Trades. Why Regulators Are Nervous About Private Credit
• War, Inflation and an AI Selloff, and Gold Is Still 25% Below Its Record. Why the Safe Haven Isn't Working This Time
• Midterm Elections and the Stock Market: What 70 Years of History Says About Investing Around November 3, 2026
• What Is Stagflation? A Plain-English Guide, What Happened in the 1970s, and How to Invest Through It
• Core vs Headline Inflation: What's the Difference, and Which Number Actually Matters for Your Money?
• Credit Default Swaps Explained: The Insurance Market That Often Warns Before Stocks Do
• What the MSCI Emerging Markets Index Is, and Why One Downgrade Can Move Billions of Dollars
• Black Monday 1987: What Happened When the Dow Fell 22.6% in One Day, and Could It Happen Again?
• What Is GDP? A Plain-English Guide to Gross Domestic Product, and Why Markets Care
• Share Buybacks Explained: How They Work, Why Companies Do Them, and Whether They Actually Help You

This Week — October 14, 2026

• US Inflation Jumped to 3.7% in September as Gas Prices Surged 9%. What It Means for the Fed and Your Money
• JPMorgan, Citi and Wells Fargo Just Reported. Here's What America's Biggest Banks Say About the US Consumer
• Bank of Canada October 28 Decision: Cut, Hold or Hike? Why Economists Can't Agree This Time
• Canada's Auto Tariff Standoff: Where US Trade Talks Stand in October 2026, and the January 1 Deadline Investors Should Watch
• ASML Posts Record €11.7 Billion Quarter and Says It Can't Build Machines Fast Enough Through 2028
• Britain Is Paying 6% to Borrow for 30 Years, the Most Since 1998. Why the October 28 Budget Matters to Bond Investors Everywhere
• Korea's KOSPI Crashed 5.5% in a Day as SK Hynix Fell 10%. Is the AI Memory Boom Over?
• China's Exports Jumped 36% in September and Its Trade Surplus Is Heading for $1 Trillion. Why the Rest of the World Is Worried
• Goldman Sachs Earned $17 a Share and Morgan Stanley Beat Too. Inside Wall Street's Biggest Trading Boom in Years
• Bank of America Fined $1.21 Billion for Missing $5 Billion of Suspicious Transactions. What It Means for BAC Stock
• Johnson & Johnson Beat Earnings and Raised Its Outlook. Why Did the Stock Fall 6%?
• A Jury Said Arm Broke Its Deal With Qualcomm and Awarded $2. Why the Real Fight Is Just Starting
• Enerflex Jumped 13% on a 1-Gigawatt Data Centre Deal. Natural Gas Is Becoming the AI Industry's Power Plant
• IonQ Is Buying Elisity for Up to $1.3 Billion in Stock. Why a Quantum Computing Company Wants a Cybersecurity Firm
• Aritzia's Sales Jumped 44% and the Stock Soared About 20%. How a Canadian Clothing Brand Conquered America
• LVMH's Fashion Sales Fell 5% as Chinese Shoppers Pulled Back. Is the Luxury Slump Getting Worse?
• What Is Inflation? A Simple Explanation, and the 2,000-Year Story of Who 'Invented' It
• How to Pick Stocks: A 7-Step Checklist for Beginners (With a Free Scorecard)
• Best Brokerage Accounts for Beginners in the US (October 2026): 7 Brokers Ranked by Ease, Fees and Support
• Best Brokerage Accounts for Beginners in Canada (October 2026): 6 Platforms Ranked for Your First TFSA
• Best Brokers for Fractional Shares (October 2026): Buy Any Stock From $1 in the US and Canada
• Best Robo-Advisors in the US (October 2026): Betterment vs Wealthfront vs Fidelity Go vs Vanguard vs Schwab, Ranked by Real Cost
• How to Open an Investment Account for a Child in 2026: Custodial UTMA vs 529 vs Trump Account vs Custodial Roth (and In-Trust Accounts in Canada)
• Best Nasdaq-100 ETFs in Canada (October 2026): QQC vs HXQ vs ZQQ vs XQQ vs ZNQ, Ranked by Cost
• Best Free Stock Screeners in 2026: 7 Tools Ranked, Plus 3 Ready-Made Screens to Find Good Stocks

This Week — October 9, 2026

• The 10-Year Treasury Yield Just Hit 5.35%, the Highest Since 2002. Here's What It Means for You
• Earnings Season Starts Next Week and Wall Street Expects Profits to Jump 29.5%. Is That Enough?
• Canada Lost 68,000 Jobs in September and Unemployment Rose to 6.5%. What It Means for Rates and Your Money
• The Loonie Just Hit an 18-Month Low. What a 70-Cent Dollar Means for Your US Stocks, Trips and Savings
• France's Debt Scare Sent the Euro to a 17-Month Low. Is Europe Heading for Another Debt Crisis?
• Samsung Just Made More Profit in One Quarter Than Nvidia. So Why Did Korean Stocks Fall 2.6%?
• Microsoft and Nvidia Built a $2,599 Laptop That Runs AI Without the Cloud. Who Wins and Who Loses?
• OpenAI's Revenue Is $20 Billion Lower Than Investors Thought, and AI Stocks Had Their Worst Day in Two Months
• PTC Jumped 33% in a Day After a $22.6 Billion Buyout Offer. Here's What Happens to Your Shares in a Takeover
• C.H. Robinson Fell 11% the Day It Announced a $5.8 Billion Deal. Why Buyers Often Drop When They Go Shopping
• Oil Jumped 4% to $104 After a Record Week of Tanker Attacks. What It Means for Gas Prices and Your Portfolio
• Pacira Soared 44% in One Day After Viatris Offered $36.50 a Share. Should You Hunt for the Next Buyout?
• Delta's Fuel Bill Jumped 62% and It Cut Its Profit Forecast by a Quarter. The Stock Went Up Anyway
• PepsiCo Beat Wall Street's Estimates and Still Cut Its Profit Forecast in Half. What Dividend Investors Should Know
• Best Day Trading Platforms in Canada (October 2026): 9 Brokers Ranked by Commissions, Currency Fees and Margin Rates
• Best All-in-One ETFs in Canada (October 2026): XEQT vs VEQT vs ZEQT and 14 More, Ranked by Fees and Returns
• Best Options Trading Platforms in Canada (October 2026): 11 Brokers Ranked by Per-Contract Fees
• How to Use the Home Buyers' Plan in 2026: Withdraw Up to $60,000 From Your RRSP Tax-Free, Step by Step
• Best Day Trading Platforms in the US (October 2026): 8 Brokers Ranked by Fees and Margin Rates, Now That the $25,000 Rule Is Gone
• Highest-Yielding Treasury ETFs (October 2026): 22 Funds Ranked, From SGOV at 3.65% to TLT at 5%
• How to Do a Backdoor Roth IRA in 2026: 5 Steps, the Pro-Rata Rule and the Form That Keeps It Tax-Free
• Best Options Trading Brokers in the US (October 2026): 10 Platforms Ranked by Per-Contract Fees

This Week — October 6, 2026

• Highest-Paying Dividend ETFs in the US (October 2026): 17 Funds Ranked by Yield
• Highest-Paying Dividend ETFs in Canada (October 2026): 24 TSX Funds Ranked by Yield

This Week — October 3, 2026

• The US Added Just 29,000 Jobs in September. Why Wall Street Cheered, and What It Means for Your Money
• The 30-Year Treasury Just Hit 5.63%, a 24-Year High. What It Means for Mortgages, Savers and Your Bond Funds
• The Bank of Canada Just Said Housing Feels 'Like a Trap', and That Interest Rates Can't Fix It
• Canada's Economy Stalled in July. Will the Bank of Canada Still Raise Rates on October 28?
• Eurozone Inflation Jumped to 3.8%, a Three-Year High. Is Another ECB Rate Hike Coming on October 29?
• UK 30-Year Borrowing Costs Just Hit 6% for the First Time Since 1998. Here's Why It Matters Outside Britain
• South Korea's Exports Just Smashed a Record at $120.9 Billion. Half of It Was Computer Chips
• China Just Launched Its Biggest Stimulus in Two Years. Investors Shrugged. Here's Why
• Micron Made $54 Billion in One Quarter With an 87% Gross Margin. The Stock Didn't Move. Here's the Lesson
• Nike Just Fell to a Five-Year Low After Warning Sales Will Drop Again. Is a Famous Brand a Safe Stock?
• Tesla Delivered 486,532 Cars Last Quarter and Beat Wall Street by 25,000. So Why Are Sales Still Down?
• Oil Went From $108 to Under $100 and Back to $102 in One Week. Here's What Energy Investors Should Do With That
• Bitcoin Topped $87,000 and Citi Now Says $113,000. Three Months Ago the Same Bank Said $82,000
• Carnival Just Had Its Best Quarter Ever and the Stock Jumped 13%. People Are Still Booking Cruises
• Shareholders Just Approved a £14.3 Billion Warehouse Takeover. Why the World's Biggest Landlord Wants Even More
• Bank Earnings Start October 13. Here's a Simple Guide to What JPMorgan, Goldman and the Rest Will Tell Us
• How to Open a TFSA in Canada (2026): A Step-by-Step Guide for Beginners
• How to Open an RRSP in Canada (2026): Step by Step, Plus How to Get the Biggest Tax Refund
• TFSA vs FHSA (2026): Which Account Should You Use to Save for Your First Home?
• How to Buy the S&P 500 in Canada (2026): VFV vs ZSP vs XUS vs VOO, and Which Account to Use
• How to Open an HSA (2026): Who Qualifies, the $4,400 and $8,750 Limits, and How to Invest It
• How to Open a 529 Plan (2026): A Step-by-Step Guide for Parents and Grandparents
• Roth IRA vs Traditional IRA (2026): Which One Should You Choose? A Simple Way to Decide
• How to Roll Over a 401(k) to an IRA Without Paying Tax: A Step-by-Step Guide
• How to Buy Treasury Bills (2026): TreasuryDirect vs a Brokerage vs T-Bill ETFs, Step by Step
• How to Set Up a DRIP: Reinvest Your Dividends Automatically and Let Compounding Do the Work

This Week — September 26, 2026

• The 10-Year Treasury Hit 5.23%, Its Highest Since 2007. Here's How to Actually Lock In That Yield.
• Mortgage Rates Just Crossed 7% for the First Time Since January 2025. Should You Buy, Wait or Refinance?
• Canadian Inflation Is Stuck at 3%. Markets Now Give an October Bank of Canada Hike 60/40 Odds.
• Ottawa's $36 Billion 'Productivity Mega Deduction,' Explained: What It Does and Which TSX Sectors It Helps
• Europe's Economy Just Grew at Its Fastest Pace Since 2023, Two Weeks After the ECB Raised Rates Again
• The US Put a 100% Tariff on Brand-Name Drugs. Europe's Pharma Giants Mostly Pay 0% to 15%. Here's Why.
• Trump and Xi Extended the Trade Truce Only to Jan. 10. What That Short Deadline Means for Your Portfolio.
• Japan's Nikkei Is Up About 32% This Year. Here's How to Invest in Japan Without Getting Burned by the Yen.
• Costco Grew Sales 11.2% Last Quarter. Strip Out Gasoline and Tariff Refunds, and It Still Beat.
• Jet Fuel Is Up 84% in a Year. American, United and Southwest Are Cutting Flights. Delta Owns a Refinery.
• Anthropic's $11.6 Billion Akamai Deal Is a Bet on CPUs, Not GPUs. Here's Why That Matters for AI Stocks.
• The 100% Tariff on Brand-Name Drugs Hits Every Importer on Sept. 29. Will Your Prescriptions Cost More?
• Micron Is Up 266% This Year and Trades at 13x Earnings. Is That Cheap, or the Classic Memory-Cycle Trap?
• REITs Pay 3.7%. Treasuries Pay 5.2%. So Why Are Real Estate Stocks Still Beating the Market This Year?
• Oil Fell on Iran's 7-Day Hormuz Offer. Here's What a Reopening Would Mean for Energy Stocks, and Why Not All of Them Would Fall.
• Bond Yields at 19-Year Highs Hurt Almost Everyone. Life Insurers Are the Quiet Exception.
• Stock Options Explained for Beginners (2026): Calls, Puts, Real Examples, and Why Most People Should Start With Just Two Strategies
• Covered Call ETFs Explained (2026): Where JEPI's 8% and QQQI's 14% Yields Really Come From, and What You Give Up
• Tax-Loss Harvesting in 2026: How It Works in Canada and the US, the 30-Day Rules, and the Year-End Deadlines
• How to Build a Bond Ladder in 2026 (With a $10,000 Example): Lock In Today's Yields Without Betting on One Date
• GICs vs High-Interest Savings vs Cash ETFs in Canada (2026): Where to Park Your Money, and What Each One Really Pays
• Stock Splits Explained (2026): What Happens to Your Shares, Why Companies Split, and Why a Reverse Split Is a Warning Sign
• How Big Should Your Emergency Fund Be in 2026, and Where Should You Keep It? A Simple Guide for Canadians and Americans
• How to Invest in Gold in 2026: ETFs vs Physical Bullion vs Mining Stocks, Compared for Canadians and Americans

This Week — September 18, 2026

• The Fed Just Hiked With Core Inflation at 2.4%. It Is Fighting Gasoline, Not Your Grocery Bill.
• The 10-Year Treasury Hit 5%. The S&P 500 Now Barely Out-Yields It, Even at a 'Cheap' 19x Earnings
• The US 'Ban' on Canadian Goods Covers About 0.3% of Trade. The 1930 Law Behind It Is the Real Story.
• The Fed-Bank of Canada Gap Just Hit 1.5 Points. Here's What That Does to Your Loonie and Your US Stocks.
• The Bank of England Quietly Stopped Selling Long Bonds, and Three Policymakers Wanted a Hike
• The EU Offered Canada 'Associate Membership.' What It Would, and Wouldn't, Change for Investors
• Japan Hiked to 1.25% the Same Morning Core Inflation Fell to 1.7%, and the Yen Still Fell
• China's Exports Rose 25%. Its Shoppers Spent 0.4% More. That Gap Is the Whole Story.
• Bank Stocks Fell 1.6% the Day the Fed Hiked. Higher Rates Aren't the Gift to Banks People Assume.
• US Shoppers Spent 1.2% More in August. The Part That Wasn't Gasoline Is the Surprise.
• Canada's Housing Market Just Started Pricing In a Rate Hike. August Sales Fell 6.9%.
• Tech Earnings Are Expected to Jump 63%. Take Out the Chipmakers and It's 24%.
• How to Open a Scotia iTRADE Account (2026 Step-by-Step Guide)
• How to Open an RESP in Canada (2026): Step-by-Step, Plus How to Get the Full $7,200 Grant
• How to Open an FHSA in 2026: Step-by-Step, Where to Open It, and the Mistake That Costs People $8,000 a Year
• Cheapest Way to Buy US Stocks in Canada (2026): Every Broker Ranked by Currency Conversion Cost
• Spousal RRSP in 2026: How It Works, How to Open One, and the 3-Year Rule
• How to Open a Roth IRA in 2026: Step-by-Step Guide (Limits, Income Rules and What to Buy)
• How to Open a Merrill Edge Account (2026 Step-by-Step Guide)
• How to Open a Webull Account in the US (2026 Step-by-Step Guide)
• How to Open a Trump Account for Your Child (2026): Claim the $1,000, Then Decide If It Beats a 529 or Custodial Account
• Best Roth IRA Brokers 2026: Fidelity, Schwab, Vanguard, Robinhood and More, Ranked

This Week — September 10, 2026

• Wholesale Inflation Just Printed 5.4% and Almost Nobody Covered It
• The Fed Is About to Hike Into the Weakest Job Market in Years — and Three Officials Already Voted For It
• Canadian Wages Grew 2.0% While Inflation Ran 3%. That Gap Is the Whole Economy Right Now.
• BMO Just Broke the Big Five's Commission Wall — and the Fee You Still Pay Is the One Nobody Mentions
• The ECB Just Hiked Again Because of Oil It Cannot Control — and Core Inflation Is Actually Falling
• A 28-Year High in UK 30-Year Yields and the Widest French Spread Since 2012: Europe's Real Story Is in Bonds
• The KOSPI Rose 4.6% in a Day on Essentially Two Stocks. That Is Not a Market, It Is a Position.
• Japan Is Tightening for the First Time in a Generation — and a Stronger Yen Cuts Both Ways for Foreign Investors
• Diesel Hit $5.65 and the Freight Market Has Nowhere to Put the Cost
• Enbridge Just Paid $2.55 Billion for Pipe, Not Oil — and That Distinction Is the Entire Investment Case
• Central Banks Bought a Record 289 Tonnes of Gold Into a Falling Price. Somebody Is Wrong.
• Apple Just Put a $2,000 Phone Into a 3% Inflation Economy — and It Will Probably Work
• Will AI "Take Over" by 2030? What the Actual Forecasts Say — and What They Mean for Your Money
• How to Invest in AI Without Betting on One Company (2026 Guide)
• How Much AI Do You Already Own? A 15-Minute Check of Your Index Fund's Real Exposure
• AI Capex Explained: Where Half a Trillion Dollars a Year Actually Goes — and Who Gets Paid
• How to Open a BMO InvestorLine Account (2026 Step-by-Step Guide)
• How to Open a National Bank Direct Brokerage Account (2026 Step-by-Step Guide)
• How to Open a CIBC Investor's Edge Account (2026 Step-by-Step Guide)
• How to Open an E*TRADE Account (2026 Step-by-Step Guide)

This Week — September 1, 2026

• Warsh Just Abolished Forward Guidance. Almost Nobody Reported the Part That Matters
• Real Consumer Spending Went to Zero in July and the Savings Rate Fell to 3%
• The Bank of Canada Meets Wednesday With 3.3% Growth, 3.0% Inflation and a Trade War. There Is No Clean Answer
• Canada's Counter-Tariffs Land September 8. Here's the $20-Billion List and Who Actually Pays
• European Q2 Earnings Growth Came in Near 21%. Nobody Noticed Because Nvidia Reported the Same Month
• The ECB Hiked for the First Time in Three Years and Told You It Isn't Finished. Energy Is the Reason
• Japan's 40-Year Bond Yields 4.19%. That Number Is Quietly Repricing Long-Duration Assets Everywhere
• Foreign Money Is Quietly Rotating Out of Korea and Taiwan Into India — While Indian Indices Fall
• The AI Trade Has a $23-Billion Electricity Bill, and Regulators Just Started Reading It
• Single-Family Housing Starts Fell 10% in a Month While the Fed Debated Hiking
• A $53-Billion Fintech Takeover Just Died — and Stripe Spent $8 Billion on an AI Router Instead
• Uranium Spot Is Still $85 and the Miners Are Down 50%. That Gap Is the Whole Story
• The 15% Tax on US Dividends Nobody Tells Canadians About (TFSA vs RRSP vs Cash)
• Norbert's Gambit: How Canadians Convert CAD to USD Without Paying the Bank's 1.5% Spread
• How to Move Your Investments to a New Brokerage Without Selling Anything
• Market Order vs Limit Order: The 30-Second Decision That Quietly Costs Beginners Money
• How to Clean Up a Messy Portfolio: A 7-Step Audit You Can Finish in an Afternoon

This Week — August 20, 2026

• Buried in the Fed Minutes: Warsh Wants to Cut FOMC Meetings From Eight to Six
• The Treasury Just Doubled Its Bond Buybacks — Quietly, and at the Long End
• Canada's 50% Tariff Cliff Is Now a Saturday Deadline — and Metals May Not Be Saved
• Canadian Banks Just Had an Ugly Day While Gold Miners Soared — Days Before Q3 Earnings
• Europe Just Priced €38 Billion of Bonds in a Week — Into a Buyers' Strike
• The ECB Is About to Hike While Everyone Watches the Fed — What That Does to Your International ETF
• Two Stocks Are Half of Korea's Market — and They Just Took the KOSPI Down 5.8%
• A Robot Maker Rose 629% on Day One in Shanghai — With DeepSeek on the Cap Table
• The AI Trade Moved From Stocks to Bonds — and That's Why the Long End Broke
• Retailers Are Booking Tariff Refunds as Earnings — and Investors Are Cheering the Wrong Number
• The Chip Trade Changed Its Question — From 'How Much Capex?' to 'What's the Return?'
• A Single Trial Result Doubled a $60 Billion Company Overnight — The Case Against Owning One Biotech
• How to Open a Qtrade Direct Investing Account (2026 Step-by-Step Guide)
• How to Open a Webull Canada Account (2026 Step-by-Step Guide)
• How to Open a Moomoo Canada Account (2026 Step-by-Step Guide)
• TFSA vs Cash vs Margin Account: Which Brokerage Account Should You Actually Open?
• How to Transfer Your TFSA or RRSP to Another Broker (2026 Canadian Guide)
• How to Clean Up Your Portfolio: A 7-Step Audit You Can Do This Weekend
• Which ETFs and Stocks to Hold in a TFSA vs RRSP vs Taxable Account (Asset Location Explained)

This Week — August 12, 2026

• Two Labour Markets, One Fed: US Payrolls Fell in July While Small Business Hiring Plans Hit a Four-Year High
• SpaceX's First Earnings Met Its First Unlock: 911 Million Shares Hit a Stock Already Down 50%
• The TSX Just Hit a Record. Look Closely and It's an Oil Record.
• A Canadian Firm Is Now Inside the AI Financing Machine: What Brookfield's Nvidia Deal Means for Canadian Investors
• Europe Found a Different Way to Play AI — and So Far It's Working Better Than America's
• The European Defence Trade Just Cracked — and Almost Nobody Covered It
• Japan Keeps Buying Yen and the Yen Keeps Falling: What 157 Means for Your Portfolio
• Korea Had Its Best Day on Record and Its Worst Month on Record — Six Weeks Apart
• Wall Street Just Turned GPUs Into a Bond Market: Nvidia's $500 Billion Compute Financing Platforms, Explained
• The Average Semiconductor Stock Is Down 25% in Six Weeks While the Dow Hits Records. Which One Is Wrong?
• The Oil Supermajors Just Generated Nearly $90 Billion in Cash — More Than After Russia Invaded Ukraine
• Gold Hit $4,400 and Barrick's Free Cash Flow Went Down. Here's Why.
• The Boring Sector Is Beating AI: European Bank Stocks Are Up 22% This Year
• Best Online Brokers in the US 2026: Ranked and Compared
• How to Transfer a TFSA or RRSP to Another Broker in Canada (2026 Guide)
• How to Buy US Stocks in Canada Without Losing 1.5% to FX (Norbert's Gambit, Explained)
• Best Broker for a TFSA in Canada 2026: Wealthsimple vs Questrade vs Qtrade vs Interactive Brokers
• Fidelity vs Schwab vs Vanguard (2026): Which One Should You Actually Use?

This Week — August 5, 2026

• Korea's Best Export Month Ever Met Its Worst Stock Month Since 1997
• The U.S. and Japan Are Jointly Intervening to Support the Yen
• Canada Just Quietly Stopped Being a U.S. Export Economy
• Your Mortgage Renewal Is Being Priced in Tokyo, Not Ottawa
• Hedged vs Unhedged ETFs for Canadians: What You're Actually Choosing
• Europe's Bond Market Has Stopped Listening to the ECB
• European Defence Stocks Rallied on Peace Talks
• Retail Put $200 Billion Into Private Credit. Now They Want Out.
• How Bond Yields Actually Set Your Canadian Mortgage Rate
• How to Find the Debt That Isn't on the Balance Sheet
• DDR4 Memory Went From $1.40 to $19. Somebody Has to Pay.
• $1.2 Trillion in Data Centre Commitments Isn't on Anyone's Balance Sheet
• The 15% Tax That Quietly Eats Your U.S. Dividends in a TFSA
• Japan Dumped $67 Billion of U.S. Treasuries in One Month
• The Dow Hit a Record and the Class of 2026 Fell Apart
• Utilities Just Became a Political Stock

This Week — July 28, 2026

• The Fed Decides Wednesday With a Hike on the Table — and Oil Just Undercut the Case
• The Equal-Weight S&P Hit a Record While the Nasdaq Fell — Read That Sentence Again
• The Bank of Canada Publishes Its Deliberations Wednesday — And the 2.25% Hold Looks Shakier Than It Reads
• Canadian Banks Now Exceed 25% of the TSX — The Concentration Almost Nobody Is Pricing
• The ECB Is on Hold — But It Has Left the Door Open to a September Hike
• Mercedes Cut Its Sales Outlook on a 30% China Collapse — and the Shares Went Up
• A Chinese Memory Maker Rose 400% on Debut — Then Korea’s Market Broke
• Korea’s Regulator Is Moving Against Single-Stock Leveraged Products — Canadians Should Read the Fine Print
• Oil Hit $100, Then Fell $15 in Five Days — and Every Central Bank Is Still Holding the Bag
• The Round-Trip Problem: Why Nvidia’s Financing Structure Is Suddenly the Market’s Biggest Question
• Corning Fell 19% on a Signal Nobody Is Discussing: Wireless Carriers Are Slowing Their Spending
• Consumer Confidence Fell, Consumer Sentiment Rose, and Royal Caribbean Raised Guidance — All in the Same Month

Energy

• The Quietest Big Trade of 2026: US Refiners Have Doubled While Everyone Watched AI Stocks
• Energy Stocks in 2026: How the Oil Shock Is Reshaping the Sector
• Renewable Energy Stocks Are Making a Comeback — Is the Turnaround Real?
• Natural Gas Prices Just Surged — What's Behind the Spike
• Oil Prices Are Under Pressure — What's Driving It and Who's Affected

Finance

• Wall Street Just Started Moving the Stock Market Itself Onto the Blockchain — For Real This Time
• While Tech Sweats Rate Hikes, Banks Are Quietly Winning — On Both Sides of the Border
• The 10% Yield Being Sold to Regular Investors — and the Cracks Forming Underneath It
• Big Bank Earnings Were Better Than Expected — Here's What Stood Out
• The Fintech Shakeout Is Here — Which Companies Will Survive?

Real Estate

• REITs Are Starting to Recover — Is Now the Time to Look at Real Estate?
• Commercial Real Estate Is Still Struggling — Here's Why It Matters

Healthcare

• Big Pharma's Patent Cliff Is Coming — What Investors Should Watch
• Biotech Drug Approvals Are Accelerating — What It Means for the Sector

Materials

• Copper Is Quietly Becoming the New Oil — and the World Is Running Short
• Rare Earths Are a Weapon Again: China's Export Controls and the US Stocks Caught in the Middle
• Lithium Prices Have Collapsed — Is the EV Battery Boom in Trouble?
• Gold Just Hit $5,200 — Why the Safe-Haven Rally Might Not Be Over

Utilities

• AI's Hard Limit Isn't Chips — It's Electricity. The Power Trade Hiding on the TSX
• Utility Stocks and Their Dividends — A Safe Bet in Uncertain Times?
• Nuclear Energy Is Having a Renaissance — What Investors Need to Know

Communications

• Netflix Fell to a 52-Week Low After Earnings — Here's What Actually Broke
• The Streaming Wars Are Getting Expensive — Who's Actually Making Money?
• 5G Was Supposed to Change Everything — Where Do Telecom Stocks Stand Now?

Technology

• SpaceX (SPCX) Heads Into Nasdaq-100 Inclusion as Wall Street Splits on Its AI Pivot
• Memory Chips Are the New Flashpoint: Inside the Micron–SK Hynix Selloff
• SpaceX Goes Public (SPCX): Inside the Biggest IPO in History
• AI & Semiconductor Stocks in 2026: Is the Rally Sustainable?
• The Semiconductor Cycle Is Turning — What Chip Investors Should Know
• Cybersecurity Spending Is Surging — These Companies Are Cashing In
• Treasury Yields Are Holding Elevated — What Bond Investors Need to Know

Transportation

• Container Rates Have Doubled and Nobody's Talking About It: The Shipping Sector's Hidden Bull Market

Regional & Global Markets

USA

• The Market Now Expects the Fed to Hike in October — While the Fed Itself Goes Quiet
• IBM Just Lost a Quarter of Its Value in One Day — Here's What Its Crash Says About the Rest of Tech
• US Inflation Just Posted Its Biggest Monthly Drop Since 2020 — On the Same Day Oil Hit $86
• Why a 10% Crash in Korea Wiped Out American Tech Stocks
• Small Caps Are Crushing the S&P 500 in 2026 — Is the Mega-Cap Era Ending?
• Why the Next Fed Meeting Could Surprise Everyone — The 'Warsh in a Box' Problem
• How One Shipping Lane Is Driving US Inflation — and the Fed's Next Move
• Kevin Warsh Is the New Fed Chair — What It Means for U.S. Investors
• The S&P 500 Just Hit a New Record — Should You Be Worried or Excited?
• The Jobs Report Surprised Everyone — What It Tells Us About the Economy
• The Fed Is Holding Rates Steady — Here's What That Actually Means For You
• Inflation Keeps Cooling Toward the Fed's Target — Here's What the Latest Data Shows
• Big Tech Earnings Season: Winners, Losers, and What We Learned

Canada

• Trump Just Threatened New Tariffs on Canada Over Wildfire Smoke — and the Bigger Trade Story Almost Nobody Is Pricing In
• Canada Gets Its Inflation Report Monday — and the Number May Decide Whether the Bank of Canada's Next Move Is a Hike
• The Bank of Canada Holds at 2.25% While the Fed Debates Hikes — The Rate Gap Nobody's Pricing In
• The TSX Looks Calm at 35,300 — But a Violent Rotation Is Happening Underneath
• Canada Is Holding the West's Mineral Card — and Almost Nobody's Talking About the Catch
• Bank of Canada Rate Decision June 2026: What Investors Need to Know
• Canada's Housing Market Is Correcting — What Buyers and Investors Need to Know
• The Canadian Dollar Is Under Pressure — Here's Why It Matters

European

• The ECB Meets in Ten Days — and the Smart Money Can't Agree on What Happens Next
• Ericsson Is Cutting Jobs as 5G Spending Flatlines — Europe's Telecom Equipment Problem, Explained
• The Quiet Takeover Wave in Europe: Why Akzo Nobel Just Rejected an $8.6 Billion Japanese Bid
• The ECB Is Cutting Rates While the Fed Holds — What This Divergence Means
• Europe's Energy Prices Are Spiking Again — What's Behind the Surge

Asian

• Korea Just Had a Full-Blown Market Crisis — and North American Media Barely Noticed
• The Strait of Hormuz Crisis Is Being Covered as an American Story. It's Really an Asian One
• Korea's Stock Market Is in a Bear Market — While Still Up 62% This Year
• Japan's Bond Market Is Quietly Breaking — Why It Matters for Your Portfolio
• Japan's Nikkei Hits New Record Highs — What's Driving the Rally
• India Is the World's Fastest-Growing Major Economy — Can It Last?
• China's Economy Is Slowing — Here's Why It Matters for Your Portfolio