Fresh From the Desk
Plain-English explainers, taxes, accounts, and how the market actually works — written this month.
Capital Gains Tax in Canada: What Every Investor Needs to Know
Capital gains in Canada are taxed at half your marginal rate. Here's how the inclusion rate, ACB, tax-loss harvesting, and the principal residence exemption work.
What Is a TFSA? A Complete Canadian Guide
The TFSA is Canada's most powerful tax-free investing account. Here's how contribution room, withdrawals, and US dividend rules really work.
What Is an ETF? Exchange-Traded Funds Explained for Beginners
An ETF is a basket of securities that trades like a stock. Here's how ETFs work, why fees matter so much, and the best ETFs for Canadian beginners.
Capital Gains Tax on Stocks: What You Owe When You Sell
Short-term, long-term, and how to use tax-loss harvesting to pay less. A plain-English guide for both US and Canadian investors.
TFSA vs. Roth IRA: The Complete Cross-Border Guide
Both are tax-free growth accounts — but the rules, limits, and withdrawal mechanics are very different. Here's a side-by-side breakdown.
What Is a Dividend? Your Money Paying You Back
Dividends are real cash that companies pay out to shareholders. Here's how they work, why they matter, and what to actually look for.
